NCM Life Services LLC offers Term, Whole and Indexed Universal Life Insurance policies that will fit into your budget!
WHOLE LIFE INSURANCE is a type of life insurance that provides coverage for your entire lifetime, as long as you pay the premiums. It is designed to offer both a death benefit to your beneficiaries upon your death and a cash value component that grows over time.
TERM LIFE INSURANCE is a type of life insurance that provides coverage for a specified period, or term, of time. It is designed to offer financial protection for your loved ones in the event of your death during the policy term. If you pass away while the policy is active, the insurance company pays out a death benefit to your designated beneficiaries.
Indexed Universal Life (IUL) insurance policy is a type of permanent life insurance that offers both a death benefit for beneficiaries and a cash value component. It allows policyholders to allocate premiums into a fixed account with a guaranteed minimum interest rate and an indexed account tied to a stock market index. The cash value can grow over time based on the performance of the chosen index, providing potential for both insurance coverage and a source of tax-advantaged savings.